# WebID
WebID (opens new window) is a German eIDV (electronic identity document verification) service for secure online onboarding of end-users. It is compliant with AML regulations such as German AML Law GwG (opens new window) and has been approved by the Federal Financial Supervisory Authority BaFin (opens new window).
WebID is integrated as a third-party provider in the Signicat Assure API.
Test version
The WebID integration in Assure is only available for testing. Also, this documentation is under construction. More technical details will follow later. If you have any questions, please contact us at support@signicat.com.
# Supported features
Signicat supports the following two main features from WebID in a single point of integration via Assure API:
- VideoID: The end-user is identified by a support agent in a live video call.
- AccountID: The end-user identifies themselves by capturing their ID and selfie.
Possible outcomes of the transactions from these services are successful (accepted), rejected or mismatch (inconclusive).
# VideoID
The WebID VideoID service provides call-centre functionality, where trained support agents can verify the validity of the provided identity papers (e.g. a passport) and ask security questions to the end-user during a live video call. The verification process is recorded and evidence is made available for the service provider.
This service consists of three main steps:
The VideoID service is available in Germany from 7 am to 22 pm. The support agents speak German and English. The end-user might have to wait, but the SLA should be less than 90 seconds. The call itself takes 5 minutes in average.
# User flow example
The following verification example shows a typical VideoID user flow.
The example assumes you already have done the initial integration steps with the Assure API, i.e. set up client credentials and access token. It also assumes you have set up the dossier, process and configured the provider.
The screen images are from WebID's web environment in test mode.
# AccountID
With the AccountID service, your end-users can log into their online bank account. They identify themselves by capturing their identity paper and a selfie. Once the image data are analysed and approved, they can log into their bank by using their normal bank login, after which the required micropayment is executed. To finish the procedure, they receive a transaction code on their mobile, which they need to enter on the WebID website.
This service is currently available 24/7 for banks in Germany and Austria. It has no waiting time and the average transaction time is 3 minutes.
# User flow example
The following verification example shows a typical AccountID user flow.
The example assumes you already have done the initial integration steps with the Assure API, i.e. set up client credentials and access token. It also assumes you have set up the dossier, process and configured the provider.
The screen images are from WebID's web environment in test mode.
# Integration use case for WebID
More information will follow.
# SDKs
More information will follow.